Insurance Disclosure Act of 1995

[AI summary unavailable — showing source text] Insurance Disclosure Act of 1995 - Instructs the Secretary of Housing and Urban Development to require insurers to provide written disclosures to applicants and policyholders, stating the reasons for: (1) declining a written application; or (2) cancelling or refusing to renew an existing policy. Authorizes the Secretary to provide immunity to insurers, agents, and brokers regarding their communication of a cancellation, denial, or nonrenewal of insurance. Prescribes guidelines under which the Secretary shall designate certain lines of insurance. Sets forth enforcement guidelines, including civil penalties and injunctive relief.…