Insurance and Health Care Reform Act of 1995

[AI summary unavailable — showing source text] TABLE OF CONTENTS: Title I: Health Insurance Reforms Subtitle A: Improving Access to and Continuity of Coverage Subtitle B: Open Enrollment and Related Practices Subtitle C: Preemption of State Mandated Benefits, Anti-managed Care Laws, and State Insurance Standards Subtitle D: Administrative Simplification Subtitle E: Restriction on Genetic Screening and Testing Subtitle F: Administrative Expenses Subtitle G: Limitations on Balance Billing Subtitle H: Enforcement; General Definitions Title II: Extension of Preventive Public Health Title III: Tax Provisions Insurance and Health Care Reform Act of 1995 - Title I: Health Insurance Reforms - Subtitle A: Improving Access to and Continuity of Coverage - Regulates preexisting condition provisions in health benefit plans covering small employers. Mandates crediting of previous coverage. (Sec. 103) Prohibits cancellation or denial of renewal except for contribution nonpayment, fraud, or similar matters. Prohibits excluding an employee or dependent on the basis of any actual or expected health condition. Allows exclusion of certain late enrollees. (Sec. 104) Limits premium rate variation. Mandates: (1) full disclosure of rating practices; (…