HR 3717 · 107th Congress · Finance and Financial Sector

Federal Deposit Insurance Reform Act of 2002

Introduced 2002-02-12· Sponsored by Rep. Bachus, Spencer [R-AL-6]· House

Bill Progress

Introduced
Committee
House Vote
4
Senate
5
Enacted
Latest: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.(2002-05-23)

Recorded Votes

PassedHouse · 2002-05-22
Roll #190
Yea 408Nay 18
Democrats
198 Yea·9 Nay
Republicans
209 Yea·8 Nay
PassedHouse · 2002-05-22
Roll #190
Yea 408Nay 18
Democrats
198 Yea·9 Nay
Republicans
209 Yea·8 Nay

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Plain Language Summary

[AI summary unavailable — showing source text] Federal Deposit Insurance Reform Act of 2002 - Mandates the merger of the Bank Insurance Fund and the Savings Association Insurance Fund into the Deposit Insurance Fund. Amends the Federal Deposit Insurance Act (FDIA) and the Federal Credit Union Act to: (1) increase the amount of deposit insurance coverage; (2) couple such increase with an inflation adjustment; and (3) double the amount of deposit insurance for certain retirement accounts. Amends the FDIA to increase the amount of deposit insurance coverage for municipal deposits. Expands the range of authorized investments for the Federal Deposit Insurance Corporation (FDIC) to include Federal agency obligations or comparable obligations authorized by the Secretary of the Treasury. Repeals: (1) independent treatment of each deposit insurance fund with respect to assessments and designated reserve ratio; (2) minimum risk-based assessments for certain at-risk deposit insurance funds; (3) limitations on assessments on deposit insurance funds that fail to meet the designated reserve ratio; and (4) the special rule for recapitalizing undercapitalized funds. Instructs the FDIC Board of Directors to establish annually a designated reser…

Summarized by Claude AI · Non-partisan · For informational purposes only

CBO Cost Estimate

Congressional Budget Office

H.R. 3717, Federal Deposit Insurance Reform Act of 2002

May 16, 2002

<p>Cost estimate for the bill as ordered reported by the House Committee on Financial Services on April 17, 2002</p>

Full CBO report ↗

H.R. 3717, Federal Deposit Insurance Reform Act of 2002

May 16, 2002

Cost estimate for the bill as ordered reported by the House Committee on Financial Services on April 17, 2002

Full CBO report ↗

Official non-partisan budget analysis by the Congressional Budget Office

Cosponsors (20)

2 Democrats18 Republicans