Federal Deposit Insurance Reform Conforming Amendments Act of 2005

[AI summary unavailable — showing source text] Federal Deposit Insurance Reform Conforming Amendments Act of 2005 - Amends the Federal Deposit Insurance Act to make technical and conforming amendments relating to: (1) government deposits; (2) insurance of trust funds; (3) insurance logo for insured depository institutions and insured credit unions; and (4) the credit union share insurance fund. Sets forth technical and conforming amendments relating to: (1) assessments and repeal of special rules relating to minimum assessments and free deposit insurance; (2) replacement of a fixed designated reserve ratio with a reserve range; and (3) merger of the Bank Insurance Fund (BIF) and the Savings Association Insurance Fund (SAIF) into the Deposit Insurance Fund (DIF). Establishes the DIF. Prescribes guidelines for borrowing for the DIF from insured depository institutions and Federal Home Loan Banks. Requires reports to Congress on: (1) refunds, dividends, and credits from the DIF; (2) the Federal Deposit Insurance Corporation (FDIC) structure and expenses and certain activities and further possible changes to the deposit insurance system; and (3) a biannual FDIC survey of efforts by insured depository institutions to bring those ind…