Small Business Credit Availability Act

[AI summary unavailable — showing source text] Small Business Credit Availability Act - Amends the Commodity Exchange Act (as amended by the Dodd-Frank Wall Street Reform and Consumer Protection Act) with respect to the exclusion of an insured depository institution from regulation as a "swap dealer." Eliminates the criterion for such exclusion as to the extent to which the institution offers to enter into a swap with a customer in connection with originating a loan with that customer. Adds as new criteria for such exclusion the extent to which the institution enters into a swap: (I) with a customer that is seeking to manage risk in connection with an extension of credit by the institution to, on behalf of, or for the benefit of, the customer; or (2) to offset the risks arising from a swap that meets such requirement. Excludes from regulation as a swap dealer, under the same criteria, an institution chartered and operating under the Farm Credit Act of 1971. Revises the criteria for exemption of a swap from the requirement that it be submitted for clearing to a derivatives clearing organization either registered under this Act or exempt from registration. Revises in particular the exemption from this requirement of a s…