To amend the Expedited Funds Availability Act to clarify the application of that Act to American Samoa and the Northern Mariana Islands.

[AI summary unavailable — showing source text] Amends the Expedited Funds Availability Act to apply it to American Samoa. Extends by two business days, for American Samoa, any time periods established for large or redeposited check, repeated overdraft, reasonable cause, or other emergency exceptions to the 30-day funds availability requirements for deposits in an depository institution account by a new depositor. Applies this two-day extension to any deposit in an account at a depository institution located in American Samoa by a check drawn on an originating depository institution which is not located in the same state as the receiving depository institution.…