HR 2213 · 114th Congress · Finance and Financial Sector

To provide for a temporary safe harbor from the enforcement of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974 and the Truth in Lending Act, and for other purposes.

Introduced 2015-05-01· Sponsored by Rep. Pearce, Stevan [R-NM-2]· House

Bill Progress

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Introduced
2
Committee
3
House Vote
4
Senate
5
Enacted
Latest: Hearings Held by the Subcommittee on Financial Institutions and Consumer Credit Prior to Referral.(2015-06-11)

Plain Language Summary

[AI summary unavailable — showing source text] This bill prohibits until January 1, 2016, enforcement against any person of integrated disclosure requirements for mortgage loan transactions under the Real Estate Settlement Procedures Act of 1974, the Truth in Lending Act, and regulations issued under such Acts. No suit may be filed against any person for a violation of such requirements occurring before that date, as long as the person has made a good faith effort to comply with them.…

Summarized by Claude AI · Non-partisan · For informational purposes only

Cosponsors (20)

2 Democrats18 Republicans
Rep. Sherman, Brad [D-CA-30]CA
Rep. Stivers, Steve [R-OH-15]OH
Rep. Ross, Dennis A. [R-FL-15]FL
Rep. Williams, Roger [R-TX-25]TX
Rep. Mulvaney, Mick [R-SC-5]SC
Rep. Hill, J. French [R-AR-2]AR
Rep. Tipton, Scott R. [R-CO-3]CO
Rep. Barr, Andy [R-KY-6]KY
Rep. Fincher, Stephen Lee [R-TN-8]TN
Rep. King, Peter T. [R-NY-2]NY
Rep. Westmoreland, Lynn A. [R-GA-3]GA
Rep. Rothfus, Keith J. [R-PA-12]PA
Rep. Posey, Bill [R-FL-8]FL
Rep. Moore, Gwen [D-WI-4]WI
Rep. Walker, Mark [R-NC-6]NC
Rep. Abraham, Ralph Lee [R-LA-5]LA
Rep. Schweikert, David [R-AZ-6]AZ
Rep. Blum, Rod [R-IA-1]IA
Rep. Trott, David A. [R-MI-11]MI
Rep. Tiberi, Patrick J. [R-OH-12]OH