Protecting Veterans Credit Act of 2018

[AI summary unavailable — showing source text] Protecting Veterans Credit Act of 2017 This bill amends the Fair Credit Reporting Act to exclude from consumer report information: (1) a veteran's medical debt if the hospital care or medical services relating to the debt antedates the credit report by less than one year; and (2) a fully paid or settled veteran's medical debt that had been characterized as delinquent, charged off, or in collection. The bill defines a "veteran's medical debt" as debt from health care provided in a non-Department of Veterans Affairs (VA) facility under the laws administered by the VA, including medical debt that the VA has wrongfully charged a veteran. A dispute process for veterans medical debt is established whereby: a veteran may submit a notice along with proof of VA liability for the debt or documentation that the VA is in the process of paying for authorized medical services to a consumer reporting agency or a reseller in order to dispute such debt's inclusion in the consumer report; the VA shall submit to a veteran a notice it has assumed liability for part or all of the veteran's medical debt; and if such notice and proof of liability or documentation is received, the consumer repor…