HR 4296 · 115th Congress · Finance and Financial Sector

To place requirements on operational risk capital requirements for banking organizations established by an appropriate Federal banking agency.

Introduced 2017-11-08· Sponsored by Rep. Luetkemeyer, Blaine [R-MO-3]· House

Bill Progress

Introduced
Committee
House Vote
4
Senate
5
Enacted
Latest: Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.(2018-02-28)

Recorded Votes

PassedHouse · 2018-02-27
Roll #89
Yea 245Nay 169
Democrats
19 Yea·166 Nay
Republicans
226 Yea·3 Nay
PassedHouse · 2018-02-27
Roll #89
Yea 245Nay 169
Democrats
19 Yea·166 Nay
Republicans
226 Yea·3 Nay
FailedHouse · 2018-02-27
Roll #88
Yea 185Nay 228
Democrats
183 Yea·0 Nay
Republicans
2 Yea·228 Nay

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Plain Language Summary

[AI summary unavailable — showing source text] This bill specifies that a federal banking agency may not establish an operational-risk capital requirement for banking organizations unless the requirement: (1) is based on, and is appropriately sensitive to, current risks; (2) is determined under a forward-looking assessment of potential losses; and (3) allows certain adjustments.…

Summarized by Claude AI · Non-partisan · For informational purposes only

CBO Cost Estimate

Congressional Budget Office

H.R. 4296, a bill to place requirements on operational risk capital requirements for banking organizations established by an appropriate Federal banking agency

Feb 22, 2018

As ordered reported by the House Committee on Financial Services on November 15, 2017

Full CBO report ↗

Official non-partisan budget analysis by the Congressional Budget Office

Cosponsors (2)

1 Democrat1 Republican