HR 3618 · 116th Congress · Finance and Financial Sector
Free Credit Scores for Consumers Act of 2019
Bill Progress
✓
Introduced2
Committee3
House Vote4
Senate5
EnactedLatest: Placed on the Union Calendar, Calendar No. 247.(2019-11-21)
Plain Language Summary
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Free Credit Scores for Consumers Act of 2019 This bill requires credit reporting agencies to provide free credit scores to consumers with their free annual consumer reports. The bill also provides for automatic free credit scores and consumer reports in specified circumstances. Credit reporting agencies must provide consumers with additional information regarding the calculation of their credit score. Specified lenders must give consumers free copies of any consumer reports and credit scores they used for underwriting before consumers sign the respective loan agreements.…
Summarized by Claude AI · Non-partisan · For informational purposes only
CBO Cost Estimate
Congressional Budget OfficeH.R. 3618, Free Credit Scores for Consumers Act of 2019
Oct 22, 2019As ordered reported by the House Committee on Financial Services on July 11, 2019
Full CBO report ↗Official non-partisan budget analysis by the Congressional Budget Office