HR 5330 · 116th Congress · Finance and Financial Sector
Consumer Protection for Medical Debt Collections Act
Bill Progress
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Introduced2
Committee3
House Vote4
Senate5
EnactedLatest: Placed on the Union Calendar, Calendar No. 537.(2020-12-15)
Plain Language Summary
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Consumer Protection for Medical Debt Collections Act This bill modifies requirements related to the reporting of medical debt. Specifically, a consumer reporting agency may not add to a consumer credit report any information related to a debt arising from a medically necessary procedure. Also, a debt collector (1) must wait one year before reporting other medical debt to a consumer reporting agency, (2) must notify the consumer prior to reporting such medical debt, and (3) may not attempt to collect a medical debt before the end of the one-year period.…
Summarized by Claude AI · Non-partisan · For informational purposes only
CBO Cost Estimate
Congressional Budget OfficeH.R. 5330, Consumer Protection for Medical Debt Collections Act
Dec 9, 2020As ordered reported by the House Committee on Financial Services on December 11, 2019
Full CBO report ↗Official non-partisan budget analysis by the Congressional Budget Office