HR 5330 · 116th Congress · Finance and Financial Sector

Consumer Protection for Medical Debt Collections Act

Introduced 2019-12-05· Sponsored by Rep. Tlaib, Rashida [D-MI-13]· House

Bill Progress

Introduced
2
Committee
3
House Vote
4
Senate
5
Enacted
Latest: Placed on the Union Calendar, Calendar No. 537.(2020-12-15)

Plain Language Summary

[AI summary unavailable — showing source text] Consumer Protection for Medical Debt Collections Act This bill modifies requirements related to the reporting of medical debt. Specifically, a consumer reporting agency may not add to a consumer credit report any information related to a debt arising from a medically necessary procedure. Also, a debt collector (1) must wait one year before reporting other medical debt to a consumer reporting agency, (2) must notify the consumer prior to reporting such medical debt, and (3) may not attempt to collect a medical debt before the end of the one-year period.…

Summarized by Claude AI · Non-partisan · For informational purposes only

CBO Cost Estimate

Congressional Budget Office

H.R. 5330, Consumer Protection for Medical Debt Collections Act

Dec 9, 2020

As ordered reported by the House Committee on Financial Services on December 11, 2019

Full CBO report ↗

Official non-partisan budget analysis by the Congressional Budget Office