HELP Act of 2020

[AI summary unavailable — showing source text] Housing Emergencies Lifeline Program Act of 2020 or the HELP Act of 2020 This bill requires the Department of Housing and Urban Development (HUD) to establish a database of information regarding evictions from federally assisted dwellings, limits the inclusion of information relating to landlord-tenant actions in consumer reports, and otherwise provides eviction-related assistance and services. Specifically, the bill requires states and local entities receiving federal housing assistance to submit to HUD, for inclusion in the database, certain information regarding evictions from assisted dwelling units in the past year. Such information must include, among other things, the reason for eviction and whether the household was represented by legal counsel in the proceedings. Additionally, consumer reporting agencies may include an adverse item of information relating to a landlord-tenant action in a consumer report only if the landlord prevailed in the action and the tenant was an adult on the date the court claim was filed. Any such information must be removed from a consumer report one year after the date of the action. Further, the bill authorizes additional Emergenc…