HR 4115 · 117th Congress · Finance and Financial Sector

Restoring Unfairly Impaired Credit and Protecting Consumers Act

Introduced 2021-06-24· Sponsored by Rep. Tlaib, Rashida [D-MI-13]· House

Bill Progress

Introduced
2
Committee
3
House Vote
4
Senate
5
Enacted
Latest: Referred to the House Committee on Financial Services.(2021-06-24)

Plain Language Summary

[AI summary unavailable — showing source text] Restoring Unfairly Impaired Credit and Protecting Consumers Act This bill revises requirements regarding consumer credit information included by a consumer reporting agency on a credit report, including by requiring removal of adverse information that resulted from specified fraudulent lending activity, shortening the time period adverse information stays on reports, and limiting the inclusion of certain medical debt on reports. The bill also requires a consumer reporting agency to provide free credit monitoring and identity theft protection services to certain consumers, including victims of fraud, active duty military, and those 65 years of age and older.…

Summarized by Claude AI · Non-partisan · For informational purposes only