HR 4481 · 117th Congress · Commerce

Small Business 7(a) Loan Agent Transparency Act

Introduced 2021-07-16· Sponsored by Rep. Phillips, Dean [D-MN-3]· House

Bill Progress

Introduced
Committee
House Vote
4
Senate
5
Enacted
Latest: Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.(2021-11-03)

Recorded Votes

PassedHouse · 2021-11-02
Roll #351
Yea 407Nay 9
Democrats
213 Yea·0 Nay
Republicans
194 Yea·9 Nay
PassedHouse · 2021-11-02
Roll #351
Yea 407Nay 9
Democrats
213 Yea·0 Nay
Republicans
194 Yea·9 Nay

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Plain Language Summary

[AI summary unavailable — showing source text] Small Business 7(a) Loan Agent Transparency Act This bill provides oversight of 7(a) loan agents, including by requiring the Small Business Administration (SBA) to establish a registration system for such agents whereby certain data may be collected and by mandating that such agents register with the system and pay an annual registration fee. These agents provide referral and loan application services related to the SBA's 7(a) Program. Under the 7(a) Program, the SBA provides loans and loan guarantees to small business borrowers who cannot obtain credit elsewhere on reasonable terms and conditions.…

Summarized by Claude AI · Non-partisan · For informational purposes only

CBO Cost Estimate

Congressional Budget Office

H.R. 4481, Small Business 7(a) Loan Agent Transparency Act

Aug 30, 2022

As passed by the House of Representatives on November 2, 2021

Full CBO report ↗

Official non-partisan budget analysis by the Congressional Budget Office

Cosponsors (6)

6 Republicans