Expanding Access to Credit through Consumer-Permissioned Data Act

[AI summary unavailable — showing source text] [Congressional Bills 118th Congress] [From the U.S. Government Publishing Office] [H.R. 10316 Introduced in House (IH)] <DOC> 118th CONGRESS 2d Session H. R. 10316 To amend the Equal Credit Opportunity Act to require creditors to consider certain additional credit information when making mortgage loans, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES December 5, 2024 Ms. Williams of Georgia (for herself, Ms. Norton, Mrs. Ramirez, Mr. Lynch, Mr. Cleaver, Mr. Green of Texas, Ms. Garcia of Texas, and Mrs. Beatty) introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To amend the Equal Credit Opportunity Act to require creditors to consider certain additional credit information when making mortgage loans, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Expanding Access to Credit through Consumer-Permissioned Data Act''. SEC. 2. FINDINGS. The Congres…