HR 2656 · 118th Congress · Finance and Financial Sector

Trigger Leads Abatement Act of 2023

Introduced 2023-04-17· Sponsored by Rep. Torres, Ritchie [D-NY-15]· House

Bill Progress

Introduced
2
Committee
3
House Vote
4
Senate
5
Enacted
Latest: Referred to the House Committee on Financial Services.(2023-04-17)

Plain Language Summary

[AI summary unavailable — showing source text] Trigger Leads Abatement Act of 2023 This bill prohibits credit reporting agencies from providing a credit report not initiated by a consumer if the report is being provided on the basis that the consumer has had a credit inquiry regarding a home mortgage loan. This practice, known as producing a trigger lead, provides notice to other mortgage lenders that the consumer is seeking a mortgage loan.…

Summarized by Claude AI · Non-partisan · For informational purposes only

Cosponsors (6)

5 Democrats1 Republican