Free Credit Scores for Consumers Act of 2024

[AI summary unavailable — showing source text] [Congressional Bills 118th Congress] [From the U.S. Government Publishing Office] [H.R. 8143 Introduced in House (IH)] <DOC> 118th CONGRESS 2d Session H. R. 8143 To establish requirements relating to credit scores and educational credit scores, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES April 29, 2024 Mrs. Beatty introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To establish requirements relating to credit scores and educational credit scores, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Free Credit Scores for Consumers Act of 2024''. SEC. 2. FINDINGS. Congress finds the following: (1) While nationwide consumer reporting agencies (``CRAs'') are required by law to supply consumers with a free copy of their credit report annually, they can charge consumers to obtain a credit score disclosure. (2) A July 2011 report by the Consumer Fina…