ESCRA Act

[AI summary unavailable — showing source text] [Congressional Bills 118th Congress] [From the U.S. Government Publishing Office] [H.R. 9991 Introduced in House (IH)] <DOC> 118th CONGRESS 2d Session H. R. 9991 To amend the Credit Repair Organizations Act to add additional protections against harmful practices within the credit repair organization industry, and for other purposes. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES October 15, 2024 Mr. Nickel (for himself and Mrs. Kim of California) introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To amend the Credit Repair Organizations Act to add additional protections against harmful practices within the credit repair organization industry, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Ending Scam Credit Repair Act'' or the ``ESCRA Act''. SEC. 2. CREDIT REPAIR ORGANIZATION DEFINITION. Section 403(3) of the Credit Repair Organizations Act (15 U.S.C. 1679a(3))-- …