Credit Freeze for Newborns Act

[AI summary unavailable — showing source text] [Congressional Bills 118th Congress] [From the U.S. Government Publishing Office] [S. 4916 Introduced in Senate (IS)] <DOC> 118th CONGRESS 2d Session S. 4916 To amend the Fair Credit Reporting Act to address the placement of security freezes for protected consumers, and for other purposes. _______________________________________________________________________ IN THE SENATE OF THE UNITED STATES July 31, 2024 Ms. Hassan (for herself and Mr. Cornyn) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs _______________________________________________________________________ A BILL To amend the Fair Credit Reporting Act to address the placement of security freezes for protected consumers, and for other purposes. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Credit Freeze for Newborns Act''. SEC. 2. SECURITY FREEZES FOR PROTECTED CONSUMERS. (a) In General.--Section 605A(j)(2)(A) of the Fair Credit Reporting Act (15 U.S.C. 1681c-1(j)(2)(A)) is amended to read as follows: ``(A) In general.--Upon re…