HR 5577 · 119th Congress · Finance and Financial Sector

NFIP Extension Act of 2026

Introduced 2025-09-26· Sponsored by Rep. Garbarino, Andrew R. [R-NY-2]· House

Bill Progress

Introduced
2
Committee
3
House Vote
4
Senate
5
Enacted
Latest: Placed on the Union Calendar, Calendar No. 391.(2026-01-15)

Plain Language Summary

[AI summary unavailable — showing source text] [Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [H.R. 5577 Introduced in House (IH)] <DOC> 119th CONGRESS 1st Session H. R. 5577 To amend the National Flood Insurance Act of 1968 to reauthorize the National Flood Insurance Program. _______________________________________________________________________ IN THE HOUSE OF REPRESENTATIVES September 26, 2025 Mr. Garbarino introduced the following bill; which was referred to the Committee on Financial Services _______________________________________________________________________ A BILL To amend the National Flood Insurance Act of 1968 to reauthorize the National Flood Insurance Program. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``NFIP Extension Act of 2026''. SEC. 2. EXTENSION OF THE NATIONAL FLOOD INSURANCE PROGRAM. (a) Financing.--Section 1309(a) of the National Flood Insurance Act of 1968 (42 U.S.C. 4016(a)) is amended by striking ``September 30, 2023'' and inserting ``September 30, 2026''. (b) Program Expiration.--Program expiration.--Section 1319 of the National Flood Ins…

Summarized by Claude AI · Non-partisan · For informational purposes only

CBO Cost Estimate

Congressional Budget Office

H.R. 5577, NFIP Extension Act of 2026

Jan 13, 2026

As ordered reported by the House Committee on Financial Services on December 17, 2025

Full CBO report ↗

Official non-partisan budget analysis by the Congressional Budget Office

Cosponsors (6)

2 Democrats4 Republicans