HR 5788 · 119th Congress · Commerce

504 Program Risk Oversight Act

Introduced 2025-10-17· Sponsored by Rep. Tran, Derek [D-CA-45]· House

Bill Progress

Introduced
Committee
House Vote
4
Senate
5
Enacted
Latest: Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.(2026-01-26)

Plain Language Summary

[AI summary unavailable — showing source text] 504 Program Risk Oversight Act This bill requires the Small Business Administration (SBA) to annually conduct a risk analysis of all loans guaranteed under the 504 loan program. The 504 loan program provides long-term, fixed-rate financing to qualifying small businesses for major fixed assets, such as land, buildings, equipment, and machinery. The SBA must annually report the results of the risk analysis for each preceding fiscal year, including the steps taken by the SBA to mitigate the risks identified in the analysis.…

Summarized by Claude AI · Non-partisan · For informational purposes only

CBO Cost Estimate

Congressional Budget Office

H.R. 5788, 504 Program Risk Oversight Act

Jan 6, 2026

As reported by the House Committee on Small Business on December 12, 2025

Full CBO report ↗

Official non-partisan budget analysis by the Congressional Budget Office

Cosponsors (3)

2 Democrats1 Republican