Community Bank Relief Act

[AI summary unavailable — showing source text] [Congressional Bills 119th Congress] [From the U.S. Government Publishing Office] [S. 3849 Introduced in Senate (IS)] <DOC> 119th CONGRESS 2d Session S. 3849 To amend the Electronic Fund Transfer Act to adjust certain thresholds for inflation. _______________________________________________________________________ IN THE SENATE OF THE UNITED STATES February 11, 2026 Mr. Cruz (for himself and Mrs. Britt) introduced the following bill; which was read twice and referred to the Committee on Banking, Housing, and Urban Affairs _______________________________________________________________________ A BILL To amend the Electronic Fund Transfer Act to adjust certain thresholds for inflation. Be it enacted by the Senate and House of Representatives of the United States of America in Congress assembled, SECTION 1. SHORT TITLE. This Act may be cited as the ``Community Bank Relief Act''. SEC. 2. REASONABLE FEES AND RULES FOR PAYMENT CARD TRANSACTIONS. Section 921(a)(6) of the Electronic Fund Transfer Act (15 U.S.C. 1693o-2(a)(6)) is amended-- (1) by redesignating subparagraph (B) as subparagraph (C); and (2) by inserting after subparagraph (A) the following: ``(B) Inflation adjustments.-…