S 978 · 119th Congress · Finance and Financial Sector

HELPER Act of 2025

Introduced 2025-03-12· Sponsored by Sen. Moody, Ashley [R-FL]· Senate

Bill Progress

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Introduced
2
Committee
3
Senate Vote
4
House
5
Enacted
Latest: Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.(2025-03-12)

Plain Language Summary

[AI summary unavailable — showing source text] Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025 This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.…

Summarized by Claude AI · Non-partisan · For informational purposes only

Cosponsors (20)

14 Democrats6 Republicans
Sen. Ossoff, Jon [D-GA]GA
Sen. Cassidy, Bill [R-LA]LA
Sen. Warnock, Raphael G. [D-GA]GA
Sen. Shaheen, Jeanne [D-NH]NH
Sen. Cortez Masto, Catherine [D-NV]NV
Sen. Gallego, Ruben [D-AZ]AZ
Sen. Hickenlooper, John W. [D-CO]CO
Sen. Blumenthal, Richard [D-CT]CT
Sen. Murkowski, Lisa [R-AK]AK
Sen. Risch, James E. [R-ID]ID
Sen. Booker, Cory A. [D-NJ]NJ
Sen. Kelly, Mark [D-AZ]AZ
Sen. Baldwin, Tammy [D-WI]WI
Sen. Fetterman, John [D-PA]PA
Sen. Slotkin, Elissa [D-MI]MI
Sen. Sullivan, Dan [R-AK]AK
Sen. Justice, James C. [R-WV]WV
Sen. Boozman, John [R-AR]AR
Sen. Luján, Ben Ray [D-NM]NM
Sen. Schiff, Adam B. [D-CA]CA