A bill to amend title II of the Social Security Act to provide that an individual may become entitled to widow's or widower's insurance benefits at age 45 whether or not disabled, subject to the existing actuarial reduction but with a benefit amount no lower than 80 percent of the decreased reduction but with a benefit amount no lower than 80 percent of the decreased worker's primary insurance amount, and to provide for the payment of widow's and widower's insurance benefits equal to 100 percent of such amount where initial entitlement is at or after age 60 (rather than only at or after age 65).