A bill to amend section 520 of the Housing Act of 1949 for the purpose of mandating that the Secretary of Agriculture consider only the availability of credit to lower- and moderate-income families in determining whether an area with between 10,000 and 20,000 people is a rural area as defined in such section.

[AI summary unavailable — showing source text] Amends the Housing Act of 1949 to expand the definition of "rural" and "rural areas" to include places not part of or associated with an urban area which have a population of between 10,000 and 20,000 people and which have a serious lack of mortgage credit for low- and moderate-income families.…