Fair Credit Reporting Amendments

[AI summary unavailable — showing source text] Fair Credit Reporting Amendments - Requires those who order investigative consumer reports, as defined by the Fair Credit Reporting Act, to first obtain the written permission from the consumer being investigated, after having given such consumer a clear, conspicuous written disclosure of the method, details, purpose, and scope of such investigation. Requires a person who obtains medical information on a consumer for the purpose of a consumer report to notify the consumer of the identity of the consumer reporting agency which will receive such information, the persons to whom such information may be distributed, and the consumer's rights with respect to such agency under the Fair Credit Reporting Act. Prohibits consumer reporting agencies from operating a quota system in the preparation of consumer reports. Requires such agencies to disclose to a consumer all information on its files with respect to such consumer, upon request. Prohibits such agencies from maintaining a file on any consumer unless the consumer is notified that such a file is being maintained, the purposes for which such information may be used, the consumer's right to examine and obtain a copy of the file, and the …