An Act to extend the authority for the flexible regulation of interest rates on deposits and share accounts in depository institutions, to extend the National Commission on Electronic Fund Transfers, and to provide for home mortgage disclosure.

[AI summary unavailable — showing source text] Home Mortgage Disclosure Act - Declares that it is the purpose of this Act to provide the citizens and public officials of the United States with sufficient information to enable them to determine which depository institutions are filling their obligations to serve the housing needs of the communities and neighborhoods in which they are located. Requires depository institutions to compile and make available for the public the following information: (1) the number and total dollar amount of mortgage loans made by that institution which were outstanding as of the close of the last fiscal year of that institution; (2) the number and total dollar amount of mortgage loans made by that institution during such year; (3) the number and total dollar amount of savings accounts held by that institution as of the close of such year; and (4) the number of savings accounts opened during such year and the total dollar amount in such accounts at the close of such year. Specifies the Federal agencies responsible for enforcing this Act.…