Fair Housing Amendments Act of 1981

[AI summary unavailable — showing source text] Fair Housing Amendments Act of 1981 - Enacts into law the short titles "Civil Rights Act of 1968" and "Fair Housing Act." Amends the Fair Housing Act to expand the definition of "discriminatory housing practice" to include any violation under such Act (thus codifying case law which holds that the obligation of Federal agencies to administer programs affirmatively to further the purposes of fair housing and the prohibition against interference with rights under the Act are separately actionable). Adds new definitions of "handicap" and "aggrieved person". Excludes from the meaning of "handicap" any impairment consisting of alcohol or drug abuse or which would be a direct threat to the property or safety of others. Retains the two current exemptions from the prohibition against the discriminatory sale or rental of housing which are given to: (1) an owner of three or less single-family houses; and (2) the owner of a dwelling consisting of four or fewer units who also resides in such dwelling (the "Mrs. Murphy" exemption). Makes it unlawful for a person in the business of insuring against hazards to discriminate in the issuance or terms of hazard insurance contracts because of the race,…