Comprehensive Health Care Improvement Act of 1981

[AI summary unavailable — showing source text] Comprehensive Health Care Improvement Act of 1981 - Title I: Qualified Health Insurance Plans - Directs the Secretary of Health and Human Services to establish standards for qualified health insurance plans and procedures for the review and certification of such plans. Certifies a plan as an "A" qualified plan if it meets any applicable State requirements with respect to accident and health insurance plans or nonprofit health service plans and meets or exceeds the following minimum standards: (1) benefits equal to at least 80 percent of the covered expenses in excess of an annual deductible not exceeding $150 per person; (2) a $3,000 annual limit on total out-of-pocket expenses for covered services; (3) a maximum lifetime benefit of at least $250,000; and (4) the $3,000 and $250,000 limits are not subject to change by use of an actuarially equivalent benefit. Includes as "covered services": (1) hospital and physician services; (2) prescription drugs; (3) nursing home care; (4) home care services; (5) use of radium or other radioactive materials; (6) oxygen and anesthetics; (7) prosthesis, other than dental; (8) medical equipment (excluding eyeglasses and hearing aids); (9) x-rays; …