Universal Health Insurance Act of 1984

[AI summary unavailable — showing source text] Universal Health Insurance Act of 1984 - Adds a new title XXI to the Social Security Act entitled "Basic Health Insurance". Authorizes appropriations to carry out such title. Directs the Secretary of Health and Human Services to provide for the designation of one or more service areas in each State for the delivery of health care services under title XXI. Directs the Secretary to provide for the establishment of benefit standards to be used under title XXI. Directs the Secretary, in establishing such standards, to consider and include coverage for services of the types normally provided in health insurance plans offered by Federal, State, and local governments and by major private employers, and to include benefits with respect to: (1) general inpatient and outpatient hospital services; (2) maternity and postnatal care; (3) diagnostic services; and (4) protecting covered individuals against catastrophic medical expenses. Requires such benefit standards to be grouped into a "low option" and a "high option" level of coverage and to be made available on the basis of enrollment of family members as well as individuals. Directs the Secretary to specify such details concerning these bene…