Auto Choice Reform Act of 1999

[AI summary unavailable — showing source text] Auto Choice Reform Act of 1999 - Authorizes motor vehicle insurers to offer a choice between the personal injury protection and tort maintenance systems described by this Act. Deems persons who fail to select a type of insurance to have elected insurance under the tort maintenance system in effect in the State of residence. Authorizes the State official with jurisdiction over insurance rates for motor vehicles to establish a program to ensure that consumers are adequately informed concerning: (1) the comparative cost of insurance under the personal injury protection and tort maintenance systems; and (2) the benefits, rights, and obligations of the insurers and insureds under such systems. Requires insurers to provide such information to a consumer before the consumer chooses insurance. Provides that this Act supersedes any inconsistent State law, subject to specified exceptions. (Sec. 6) Describes minimum requirements of the personal injury protection system, including a waiver of certain tort claims and provisions for third party liability. Makes the insurer liable for the primary payment of benefits to cover economic loss, with specified reductions if an individual receives worke…