HR 2035 · 108th Congress · Finance and Financial Sector

Identity Theft and Financial Privacy Protection Act of 2003

Introduced 2003-05-08· Sponsored by Rep. Hooley, Darlene [D-OR-5]· House

Bill Progress

Introduced
2
Committee
3
House Vote
4
Senate
5
Enacted
Latest: Referred to the Subcommittee on Financial Institutions and Consumer Credit.(2003-05-23)

Plain Language Summary

[AI summary unavailable — showing source text] Identity Theft and Financial Privacy Protection Act of 2003 - Amends the Truth in Lending Act to prescribe duties imposed upon: (1) a card issuer with respect to confirmation of a consumer's changes of address; and (2) a consumer reporting agency with respect to notice of potential fraud. Amends the Fair Credit Reporting Act to prescribe duties imposed upon a consumer reporting agency with respect to notice of potential fraud. Exempts from such requirements: (1) certain consumer reporting agencies acting as resellers of information; (2) certain check services companies; and (3) certain demand deposit account information service companies. Mandates truncation of credit card and debit card account numbers. Requires a consumer reporting agency to furnish, upon consumer request, a free annual disclosure of the information in the consumer's file.…

Summarized by Claude AI · Non-partisan · For informational purposes only

Cosponsors (20)

16 Democrats4 Republicans